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CASE STUDY // FINANCIAL SYSTEMS

Obsidian Commission Engine

How we automated complex multi-provider compensation schedules, replacing error-prone manual spreadsheets with a verified, real-time ledger.

Security level: AES-256 Ledger

The Challenge

Healthcare and dental clinics operate on complex provider terms: dentists receive custom collections commissions (e.g. 35%), orthodontists receive production cuts (e.g. 40%), and surgeons require daily flat rates. Further, dentists demand "Daily Minimum Guarantees" (e.g. $1,200/day) to safeguard slow days. Standard off-the-shelf payroll platforms cannot handle this, forcing practice managers to manually compile sheets.

The Solution

We built a bespoke commission engine that integrates directly with clinician schedules and itemized ADA billing codes. The engine automatically evaluates daily minimums against percentage payouts, deducts lab fees dynamically, calculates tax brackets, and renders real-time gross-to-net payouts for review.

The Business Impact

Administrative reconciliation time was reduced from 4 days per month to a single click. By introducing absolute record transparency, provider disputes dropped to zero, and executive management gained a clean, real-time overview of the group's total margin distributions.

Interactive Ledger Sandbox

Interact with a live demo of the compensation logic. Click on clinicians to view their contract overrides and ledger math.

Gross Payroll Ledger$62,880.00
Tax Deductions (W2/1099)$11,232.00
Net Distributions$51,648.00
clinical_notesClinician Ledger3 Accounts
ClinicianProductionCollectionsPayoutAction
PROV-001GENERAL DENTISTRYSARAH JENKINS, DDSAssociate Dentist$45,800$42,500$21,600.00
PROV-002ORTHODONTICSMARCUS VANCE, DDSLead Orthodontist$58,200$54,900$23,280.00
PROV-003ORAL SURGERYDR. ARTHUR PENDELTONSurgical Director$38,600$38,600$18,000.00
PROV-0011099 CONTRACT

SARAH JENKINS, DDS

Associate Dentist (General Dentistry)

Compensation Terms
35% of CollectionsDaily Guarantee: $1200/day (Current Guarantee Floor: $21,600)Days Worked: 18 days this period.
Itemized ADA Production Log5 codes logged
D2740Crown - Porcelain/Ceramic
8 units × $1250/unit
$10,000
D2393Resin Composite - 3 Surfaces
24 units × $285/unit
$6,840
D0120Periodic Oral Evaluation
45 units × $65/unit
$2,925
D3330Endodontic Therapy - Molar
12 units × $1150/unit
$13,800
D1110Prophylaxis - Adult
35 units × $95/unit
$3,325
Ledger Verification Formulas
Formula Basis:35% of Collections ($42,500) = $14,875.00
Guaranty Override Clause: Commission ($14,875) was below the Daily Minimum Guarantee ($1,200/day × 18 days = $21,600). Adjusted up by +$6,725.
Gross Compensation:$21,600.00
Est. Tax Deductions:$3,240.00
Net Payout Check:$18,360.00